FAQ
“What Does A Financial Coach Do?” and Other FAQ’s

FAQ’s – Have questions about what a financial coach does? What the process and experience will look like? I have answers.
The burning question on everyone’s mind: What exactly does a financial coach do?
Well, my mission is as clear as day: I’m here to guide you towards change, the kind of change that will echo through the years, transforming the financial landscape of your family for generations to come.
As your coach, I stand as an impartial observer, without any vested interest in your choices. I delve into your unique situation to uncover the root causes of your financial challenges. But that’s not all – I’m here for those who are already doing well with their finances, too. I provide expert guidance to help you make your money work even harder for you. (For a deeper dive into the distinctions between a financial coach, planner, and advisor, take a peek here.)
One thing I want to make crystal clear: I won’t seize the reins of your finances. Instead, I’m here to ask the right questions and offer suggestions on how you can achieve superior results. Whether it’s refining your spending plan, vanquishing debt, fortifying your emergency fund, funding college education, or paving the way for a comfortable retirement, my aim is to be your steadfast ally on your journey of transformation.
The power to shape your financial destiny is firmly in your hands, and I’m here to fan the flames of your potential. So, are you ready to ignite change and take your life to new heights? Let’s embark on this empowering journey together.
What if, like many of us, you find yourself lost in the maze of personal finances?
It’s okay, you’re not alone. Personal finance isn’t something they teach in school, and that’s precisely why many of us carry a heavy load of fear, anxiety, and embarrassment when it comes to reaching out for help. The fear of not knowing it all can be overwhelming, can’t it?
But here’s the shining truth: You are not expected to know it all, and there’s no need for shame. Picture this for a moment—what if I told you that, after coaching, people just like you felt a weight lift off their shoulders? They were pleasantly surprised at how uncomplicated it all became, and most importantly, how stress-free it can be!
The key to unraveling this mystery is education. So, don’t let the fear of the unknown hold you back. Instead, ask yourself this: Are you ready to take that leap of faith, to empower yourself with knowledge, and to shape a future free from financial worries? The journey starts with a single step, and I’m here to walk it with you.
How can you be sure of my qualifications, you might wonder?
It’s a valid question, and I’m here to provide some clarity.
In 2008, I embarked on a journey with Ramsey Solutions’ Financial Peace University training, equipping myself to become your trusted coach. My role is to help you unearth the root causes of your financial challenges and guide you towards effective solutions. Be it crafting a spending plan, liberating yourself from debt, securing your financial safety net, setting ambitious goals, or constructing the path to wealth, my knowledge and experience stand as my guiding lights on this voyage.
But there’s more to the story. In August 2015, I proudly graduated from Colorado Mountain College, armed with an Accounting & Business degree. This unique blend of skills enables me to serve as your navigator through the maze of financial problem-solving.
In my own financial journey, I embrace and practice the Baby Steps program, a testament to my deep familiarity with its principles. I’m not one to rest on my laurels, though. I’m a perpetual student of financial wisdom, constantly seeking fresh insights and innovative ideas that not only benefit my own life but are also passed on to you, my cherished clients.
So, you see, my commitment to empowering you isn’t just about knowledge; it’s a way of life. And now, my question for you is this: Are you ready to take the reins of your financial future with a dedicated and experienced guide by your side?
Wondering what I can do to light up your financial journey?
It’s a fantastic question, and I’m here with a clear answer.
My mission is to be your guiding light on the path to financial freedom. When we connect, I have a few key goals in mind: to truly understand your unique situation, to equip you with valuable insights, and to ignite that spark of hope within you. Together, we’ll craft a personalized plan, tailor-made to help you conquer your dreams.
But here’s the icing on the cake: I won’t just leave you to navigate this path alone. I’ll stand by your side as a steadfast accountability partner, ensuring you keep making strides towards those cherished goals.
So, let me ask you this: Are you ready to embark on this transformational journey toward financial independence? The power to shape your destiny is within your grasp, and I’m here to help you seize it.
Why would I benefit from a financial coach?
It’s a question worth exploring, and here’s why.
Think about the best athletes out there; they all have coaches by their side throughout their professional journeys. These coaches help them stay at the top of their game, continually improving and achieving new heights. It’s a pattern we can all learn from. Whether you’re debt-free or working your way there, sometimes our financial blind spots can be elusive.
Just as top-ranking executives, surgeons, lawyers, and other high achievers have coaches to keep them excelling, I’m here to be your financial coach. I’m your partner in success, helping you fine-tune your strategies, see what you might be missing, and make those necessary adjustments for financial triumph.
But it doesn’t stop there. I also extend my hand to those feeling stressed, anxious, and trapped by financial woes. It’s a reality for about 80% of Americans, living paycheck to paycheck and believing there’s no way out. The truth is, there is hope, my friend, and it grows brighter with each passing day.
So, let me ask you: Are you ready to rise above the financial challenges, to reach for the future you’ve always dreamed of? The power to shape your financial destiny is within your grasp, and together, we can make it a reality.
Feeling like hope is slipping through your fingers? The weight of even the simplest bills can sometimes feel overwhelming. You might be wondering, “Can anyone help me?”
Absolutely! In moments of financial despair, things might appear bleaker than they truly are. It’s all about shifting perspective. It could be a minor adjustment or a more urgent transformation – either way, there’s a path forward. No matter the situation, I’m here to craft a tailored plan of action, customized just for you.
It’s important to remember, it might take time, and there could be hurdles along the way. But here’s the promise: my guidance and recommendations will be your trusted companions on this journey. They will light the way as you navigate through, and together, we’ll overcome those obstacles and lead you toward your goals.
So, let me ask you this: Are you ready to grab hold of that glimmer of hope and take the first step towards transforming your financial landscape? The power to shape your future is yours, and I’m here to help you claim it.
Seeking to reshape your financial path, but your spouse isn’t quite on board?
You’re not alone, and here’s how we can tackle it together.
In our initial consultation, I can offer you some valuable insights based on your unique situation. But here’s the golden rule: I typically recommend both partners attend together. It’s in those shared steps that true financial transformation begins. Only in truly exceptional situations would I consider an alternative approach.
Consider this: the leading cause of divorce in America is money-related issues. That’s precisely why having both partners aligned on this journey is crucial. Money plays a pivotal role in our lives, and if there’s a disconnect, it can strain your relationship.
But here’s the silver lining: if you’re in this situation, don’t hesitate to reach out. We can explore some ideas to bring your partner on board, or at the very least, encourage their participation in our sessions. After all, isn’t your relationship worth investing in?
So, I pose this question to you: Are you ready to take the first step towards harmony in your financial journey and strengthen your bond along the way? The power to reshape your financial destiny is within your grasp, and I’m here to guide you through.
Are you wondering about the format of our sessions – in person or from the comfort of your own space?
Let’s dive into it.
The beauty of technology allows us to connect through video conferencing, bridging the gap no matter where you are in the states. While I call the western part of Colorado and the central part of Wyoming home, I’ve got you covered, wherever you are.
Now, here’s the scoop: in-person sessions are fantastic because they allow us to communicate effectively through body language and facial expressions. This connection is vital to our journey together. That’s why, as part of my approach, I don’t offer coaching sessions over the phone.
But there’s flexibility too. Our first contact and initial consultation can certainly kick off with a phone call. However, when we dive into coaching sessions, it’s all about being in person or through video conference. This way, we can truly make the most out of our partnership.
So, let me ask you: Are you ready to explore the possibilities, regardless of where you’re located? The journey to financial empowerment knows no bounds, and I’m here to guide you, be it face to face or through the power of technology.
Curious about the difference between this and Financial Peace University?
Let’s break it down for you.
FPU offers valuable, broad principles for managing your finances – no doubt about that. Now, here’s where the magic happens: I teach these very same principles, but with a keen focus on the nitty-gritty details.
Imagine it like this: it’s the distinction between joining a jazzercise class or watching one online, and having a personal instructor by your side. The class and the video deliver fantastic information, but the personalized touch of an instructor tailored to your specific needs and goals? That’s where the real transformation takes place.
Don’t get me wrong; FPU is an incredible course that I highly recommend. What I bring to the table is a deep dive into discussions, practical application, and unwavering accountability – something that the class alone can’t offer.
So, let me ask you this: Are you ready to level up your financial journey, diving into the finer points that will make all the difference? The power to reshape your financial destiny is yours, and I’m here to guide you through, every step of the way.
Are you seeking a guarantee of success on this journey? Let’s talk about it.
Here’s the honest truth: in life, there are no 100% guarantees. Unexpected curveballs can certainly come our way and sometimes throw us off course. I won’t promise you a path devoid of setbacks, difficulties, or troubles; those are experiences we all encounter.
But here’s what I can assure you: I’ll be right by your side, offering tailored guidance based on highly successful financial principles. Yet, the steering wheel is in your hands. You’ll reap what you sow, and this journey is all about the effort you invest.
It’s a process, one that demands commitment and unwavering determination on your part. I can’t secure success for you, but I can provide you with a well-crafted roadmap leading to a brighter future.
So, let me ask you this: Are you ready to take control of your financial destiny, knowing that the power to shape your own path is within you? The journey ahead may have its challenges, but with our partnership, you’ll be equipped to conquer them and embrace the future you desire.
Wonder why my coaching fees aren’t upfront on the services page?
It’s a valid question, and I completely understand the desire to know the cost before committing.
Let me draw a comparison to help clarify. It’s akin to taking your car to a body shop after an accident. Until they’ve examined your vehicle, it’s impossible to determine the exact cost of repairs. The same principle applies to coaching. Each individual’s financial situation is unique, just like their needs.
In coaching, your needs and circumstances play a significant role in determining the fees. Some may require assistance with budgeting, while others might be grappling with overwhelming debt and feelings of hopelessness. The beauty of our Initial Consult is that it’s designed to delve into your specific situation, understand your needs, and pave the way for the right course of action.
Once I grasp your unique requirements, I’ll be able to provide you with a fee structure that aligns with your situation. It’s all about tailoring our approach to your individual journey.
So, are you ready to take the first step in understanding how my coaching can transform your financial landscape? Through our Initial Consult, we’ll set the stage for a brighter financial future designed just for you.
I need other services in addition to financial coaching. Do you have any recommendations?
Absolutely! I’m here to support you not only on your financial journey but on your overall path to success and well-being. My network is continually expanding, and I’m ready to connect you with dedicated professionals in various fields right in your local area.
Whether you’re seeking legal advice, exploring real estate opportunities, ensuring your assets with insurance, strengthening your relationship through marriage counseling, managing taxes and accounting, or planning your estate for the future, I’ve got you covered. Your financial wellness is just one part of your broader life, and I’m committed to helping you thrive in every aspect.
Let’s not only secure your financial future but also empower you to achieve your full potential in all areas of your life. Together, we can make it happen!
Ask a Financial Coach
Have a money issue you’re not sure how to address? Ask and I’ll be glad to assist!
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